FixFin — Automotive Equipment Financing
TOWING & RECOVERY

TOWING COMPANY
EQUIPMENT GUIDE.

What a Canadian towing operation actually runs on — equipment classes by service mix, duty class and territory, with the quote and financing steps that make the build executable.

AUDIENCE: TOWING & RECOVERY OPERATORS9 MIN READLAST UPDATED: 2026-09-21REVIEWED BY FIXFIN EQUIPMENT FINANCE TEAM
Row of clean light-duty tow trucks seen from the front in a bright towing company yard under a blue sky.

A towing company's equipment is its service territory made physical: the wreckers, carriers, winches and support hardware that answer the accounts the business holds. This guide walks the equipment classes a Canadian towing operation plans around — and how the mix changes with police rotation, collision, dealer and heavy work.

Equipment and installed packages are what this guide covers. Where equipment rides on a truck chassis, vehicle and chassis eligibility is program-dependent — describe the configuration in the application and FixFin will review the transaction.

THE EQUIPMENT CLASSES, BY DUTY

Every towing fleet is built from the same handful of equipment classes — the mix follows the accounts.

Wheel-lift wrecker packages for passenger-vehicle work
Rollback carriers for collision, dealer and low-clearance moves
Heavy wreckers with underlifts for trucks and buses
Rotators for complex commercial recoveries
Winch packages, dollies, skates and lighting on every truck
Service trucks for roadside and road-service accounts

MATCHING EQUIPMENT TO SERVICE MIX

The accounts define the fleet.

Police rotation lists: light-duty wheel-lift and carrier volume
Collision referrals: rollback carriers that move damaged vehicles without lifting machinery
Dealer and service-drive work: clean carriers and dependable scheduling equipment
Highway and heavy accounts: underlifts, winch packages and rotator capability
Roadside contracts: outfitted service trucks with battery and tire equipment

READY TO EQUIP?

Start the application and upload the configuration quote — no login needed, Canada-wide.

START YOUR APPLICATION

TERRITORY SHAPES THE DUTY

Canadian towing duty concentrates where the corridors run: mountain passes and the Coquihalla, the Trans-Canada through northern Ontario, the oil-sands corridors, remote northern highways. The further the corridor, the more recovery-ready the equipment spec — and the more the equipment cost justifies structured financing.

THE BUILD USUALLY STRUCTURES AS ONE PROJECT

A truck build touches several vendors — body, winch, lighting, accessories.

01

SPEC THE SERVICE MIX

Which accounts, which vehicle classes, which duty — the equipment list follows.

02

GET THE CONFIGURATION QUOTED

Body or wrecker package, winch, restraints, lighting — itemized.

03

APPLY WITH THE QUOTE ATTACHED

One application can carry the multi-vendor configuration.

04

REVIEW AND STRUCTURE

Financing options may be available for qualifying towing equipment and related costs; eligibility depends on the applicant, asset, configuration, transaction, vendor, program and jurisdiction.

FREQUENTLY ASKED QUESTIONS

APPLY TODAY

READY TO MAKE YOUR MOVE?
START THE APPLICATION.

START YOUR APPLICATION
REQUEST FINANCING